If you are still sending out paper invoices and waiting for a check in the mail, here are three easy ways to consider adding electronic payments to your toolkit.
1) PayPal – http://www.paypal.com
While some still do not like PayPal because of harsh penalties for misuse, 94 million people (as of April 2010) continue to use the service for sending and receiving payments. You need an e-mail address as well as a bank account to attach to your PayPal account. You can send people invoices directly through PayPal, and you can also print out packing statements — integrates with typical e-commerce platforms like Ubercart & Magento.
Free to sign up, and depending on your volume, fees are 1.9% – 2.9% + 30 cents per transaction, if the money comes from a source besides a PayPal account (like from a bank account, debit or credit card).
2) Popmoney – http://www.popmoney.com
Send money and receive money online. Certified by TRUSTe and VeriSign for privacy, security, and standards and originally organized by approximately 150 participating banks. If you provide your bank account, your account is credited with any money sent to your e-mail address or mobile number. Or, if your bank is one of the partners, your account is automatically credited.
3) Freshbooks – http://www.freshbooks.com
A full-service web-based solution to assist with billing/invoicing and receiving payment. With 2 million users. Can be used to handle time tracking, estimates and expenses.
Most of your clients are comfortable at this point making payments online for your services. Consider adding a "purchase online" form to your website that allows you to accept deposits, hourly or monthly engagements, or course fees online.
Monica S. Flores of believes in the triple bottom line of people, planet, and profits. She creates effective, engaging websites for women-owned companies, green businesses, and progressive organizations: her focus is on organic, holistic, fair trade, and sustainable work, committed to Drupal development. Follow her on Twitter as @monicadear.
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